How to Make a Payment with BlinkPay in New Zealand
Making a payment is simple. You’ll be redirected to your bank’s secure website or app to authorise — no passwords shared, no card needed, just safe bank-to-bank payments.
How BlinkPay Works
Simple payment process for consumers
How BlinkPay Works
Secure bank payments in seconds. No cards, no complications — just a direct connection between you and your bank.
Select BlinkPay at Checkout
When you're ready to pay, simply choose "Pay by Bank" as your payment method. No need to enter card details or remember passwords — BlinkPay creates a direct, secure connection to your bank.
How Do You Know If Your Payment Was Successful?
Bank Confirmation
You'll see a confirmation screen from your bank.
Transaction confirmed
Reference: #BP-2024-XXXX
Payment confirmed
Merchant Notification
BlinkPay will then immediately send that confirmation to the merchant.
Secure Transaction
Payment data encrypted
Final Confirmation
You'll often receive a confirmation from the merchant as well.
New Message
Order Confirmed
Thank you for your purchase!
Payment received
A Better Way to Pay — Built Around You
Most traditional payment systems were never designed for the way we pay today. They were built long before digital payments became part of daily life — before people expected to move money instantly, safely, and directly from one account to another. At BlinkPay, we’re changing that. We’ve created a payment experience designed for the digital world — one that’s simple, secure, transparent, and puts you in control.
Avoid Declined Cards and Payment Failures
Your card expires or gets cancelled, and payments fail. It's frustrating and often embarrassing. Blink AutoPay connects directly to your bank account - no card required, no interruptions when payments fail.
Take Control of Payment Approvals
Tired of payments being pulled without warning? Direct debits can feel like you're not in control. Blink Request to Pay sends prompts through your banking app - you choose whether to approve or decline. Your money, your choice.
No More "Pending" Payment Confusion
Pending payments are confusing - you don't know what's processed or what's still coming out. Blink PayNow processes payments in near real time. Funds are removed straight away and settle within two hours, keeping your view clear.
Know Where Your Money Is – Instantly
With Blink PayNow, payments are processed quickly. You'll see exactly when a payment is made, so you never have to guess again.
Skip the Payment Setup Headaches
Setting up payments for a new service often means manually entering account numbers, references, and amounts. Blink AutoPay can set up recurring payments automatically from your bank account with correct details. No mistakes, no confusion.
Forget Cash, Pay Smarter
Carrying cash is becoming less practical. It's easy to lose, hard to track, and not always accepted. Blink PayNow offers a straightforward, cashless way to pay directly from your bank account. No cards, no third-party wallets, just your banking app.
Frequently Asked Questions
Find answers to common questions about how BlinkPay works and how to make payments securely and easily.