Bank-Grade Security for Open Banking Payments
Security Is Built Into Everything We Do. BlinkPay is a secure, open banking payment gateway trusted by New Zealand’s leading businesses. We are ISO/IEC 27001:2022 certified and fully compliant with NZ’s open banking regulations. Your data, your customers, and your business are protected with bank-grade security.
Security Is at the Core of BlinkPay
BlinkPay is built with security as a foundational priority. We follow ISO/IEC 27001:2022 standards, ensuring that our platform meets the highest information security standards to protect your data, your customers, and your business.
Key Features of Our Security Approach
ISO/IEC 27001:2022 Certified
This globally recognised certification ensures that our processes, systems, and controls meet the highest standards of security.
Open Banking Integration
Unlike screen scraping services, BlinkPay's API-based system never stores or asks for your banking credentials, offering enhanced security and reducing the risk of fraud.
Data Encryption
All data is encrypted both at rest and in transit, adhering to the latest security protocols.
ISO Certification & Data Protection
BlinkPay maintains the highest international standards for information security and data protection, verified through independent audits and certifications.
Independent Annual Audits and Penetration Tests
A trusted third-party audit and penetration test confirms our commitment to maintaining the highest standards of data protection.
Data Encryption
We utilise advanced encryption technologies (TLS 1.3) to protect data both during transmission and while stored.
Secure Hosting
Your data stays in secure AWS data centres, with strict access controls in place.
Constant Monitoring
We employ continuous monitoring, role-based permissions, and least-privilege access to ensure security at all levels.
Independent Annual Audits and Penetration Tests
A trusted third-party audit and penetration test confirms our commitment to maintaining the highest standards of data protection.
Data Encryption
We utilise advanced encryption technologies (TLS 1.3) to protect data both during transmission and while stored.
Secure Hosting
Your data stays in secure AWS data centres, with strict access controls in place.
Constant Monitoring
We employ continuous monitoring, role-based permissions, and least-privilege access to ensure security at all levels.
ISO 27001:2022 Certified
Our Information Security Management System is independently audited and certified, demonstrating our commitment to protecting your data.
ISO 27001:2022 Certified
Our Information Security Management System is independently audited and certified, demonstrating our commitment to protecting your data.
Why Open Banking is Safer Than Screen Scraping
How BlinkPay leverages open banking standards to provide secure, direct bank-to-bank payments without storing sensitive financial data.
Your Customer
Authorizes payment directly with their bank
Customer's Bank
Processes payment securely via API
We Never Request Your Credentials
Unlike the screen scraping methods of Akahu, POLi or Account2Account, BlinkPay never asks for your bank login details, reducing the risk of data breaches.
Tracking 99.9%+ Uptime with Enterprise-Grade Architecture
We understand that payment processing is mission-critical for your business. That's why we've built BlinkPay on a robust, high-availability infrastructure.
Aligned with NZ's Consumer Data Right
BlinkPay is fully compliant with New Zealand's Consumer Data Right (CDR) regulations, ensuring your customers' data is handled responsibly and securely.
How We Keep Your Business Safe
Our Robust Payment Security Measures
Direct Bank Partnerships
Official agreements with major banks. Each bank has vetted and approved our access, ensuring BlinkPay payments are fully supported.
Payments NZ Registered
We follow official Open Banking APIs as a registered Payments NZ Standards User, working within established protocols that protect merchants and consumers.
Customer-Controlled Security
Every payment requires customer approval through their banking app using their bank's security. We never see login credentials - authentication happens in their trusted banking environment.
Frequently Asked Questions
Get answers to common questions about BlinkPay's security features, compliance, and data protection measures.