Get Paid with BlinkPay – Accept Payments Online in New Zealand
New Zealand’s first payment gateway purpose-built on the open banking standard. Accept direct bank payments with faster settlement, lower fees, and secure API integration — no cards, no chargebacks, just smarter payments.
What's Holding Your Payments Back?
Explore common payment challenges and discover how BlinkPay provides elegant, effective solutions to help your business thrive.
Why does it take so long to get paid?
Settlement delays are a thing of the past. While traditional methods take days, with BlinkPay most transactions settle to your bank within hours, improving your cash flow and business agility.
- Hours to settlement, instant confirmation
Why are payment fees eating into my profits?
Traditional payment processors charge 2.9% + fees, but BlinkPay caps fees at just $3 maximum. Save significantly on every transaction while maintaining the same level of service and security
- Ditch high fees
Why do payments keep failing?
Card payments fail due to expired cards, insufficient funds, or technical issues. BlinkPay's bank-to-bank payments have higher success rates and clearer failure messaging.
- Real payments from real bank accounts
Why Choose BlinkPay For Accepting Payments Online?
Lower fees, faster settlement, enterprise-grade security, and local New Zealand support — BlinkPay is the modern way for businesses to accept online payments.
Faster Settlements
Most payments settle within 2 hours and merchants are notified straight away.
Lower Fees
Up to 70% savings compared to credit card fees.
Secure by Design
ISO/IEC 27001:2022 certified and no screen scraping.
Local Support from Payment Experts
Our Aotearoa-based team offers support from specialists who really understand payments.
Faster Settlements
Most payments settle within 2 hours and merchants are notified straight away.
Lower Fees
Up to 70% savings compared to credit card fees.
Secure by Design
ISO/IEC 27001:2022 certified and no screen scraping.
Local Support from Payment Experts
Our Aotearoa-based team offers support from specialists who really understand payments.
Seamless Payments, Delivered Instantly
A simple, secure, and fast way to accept payments.
Customer Selects BlinkPay
Customer chooses BlinkPay as their payment method at checkout for a seamless experience
Secure Bank Login
They securely log in to their bank
Secured with encryption
Faster Settlements
Payment is authorised and settled directly to your account -- typically within 2 hours
Blink AutoPay - Smart Recurring Payments
Modern replacement for Direct Debit with instant approval and complete customer control
Future Cashflow Secured
Lock in predictable revenue once customers approve.
Setup in Minutes
Easy onboarding, no complex paperwork.
Error-Free Processing
Funds settle into the right account every time.
Revenue Recovery
Built-in alternatives if payments fail.
AutoPay vs Direct Debit
BlinkPay vs Competition
Compare BlinkPay with other payment solutions
Stripe
Account2Account
Ready to switch?
Looking for a Stripe alternative in NZ? See why businesses are switching to BlinkPay for faster, cheaper, and more secure payments.
Ready to switch?
Looking for a Stripe alternative in NZ? See why businesses are switching to BlinkPay for faster, cheaper, and more secure payments.
Seamless
Integration
Transform your Xero invoicing with our native integration - no technical knowledge required
Simple Setup
Install BlinkPay App
Install BlinkPay from Xero App Store (NZ)
Send Invoices as Usual
Send invoices as usual
Payment Button Appears
Customers see "Pay with BlinkPay" button
Auto-Populate References
Payment references auto-populate
Automatic Reconciliation
Automatic reconciliation on payment
Key Benefits
Zero Technical Setup
No complex configuration or technical knowledge required
Perfect Reconciliation
Every payment automatically matches to the correct invoice
Faster Payment Collection
Customers can pay instantly, improving your cash flow
Existing Workflow
Works seamlessly with your current Xero invoicing process
Ready to Get Started?
Trusted by Leading Kiwi Businesses
Join the growing number of businesses using BlinkPay
"Whale Watch Kaikoura Ltd has now been using Blinkpay as a payment option for our customers for over 2 years, and find this to be the best payment option we have."
Angela C.
Finance & Administration Manager
Whale Watch,
Kaikoura NZ
"BlinkPay's security ethos was a major factor in our partnership. We prioritize protecting our investors' data, and BlinkPay's approach of not handling or retaining payments data gives our investors peace of mind when making instant transfers."
Brooke R.
Co-CEO
Sharesies,
Wellington
"BlinkPay is redefining the way payments are made in Aotearoa New Zealand, delivering a seamless and efficient solution that benefits both businesses and consumers."
Jonathan D.
Head of Payment Development
BNZ,
Auckland
Frequently Asked Questions
Find answers to common questions about how BlinkPay works and how to accept payments securely and easily.