Bank-Approved Security
Our platform meets the formal security and integration standards of NZ’s largest banks. We undergo regular penetration testing and independent security audits.
Example store
Secure checkout
TOTAL TO PAY
$128.00
NZD · Order BP-2048
Pay by bank
Choose your bank
Approve securely with your bank.
Payment approved
$128.00 NZD
Accept Payments with NZ's Major Banks via Open Banking
Customer Success Stories
Trusted by NZ Businesses Adopting Open Banking
Join the growing number of forward-thinking Kiwi companies — including recognised brands like Sharesies — that are transforming their payment experience with BlinkPay’s open banking gateway. With lower fees and near real-time settlement, BlinkPay helps local businesses move faster.
Sharesies
"Sharesies customers are incredibly cost and time sensitive."
"Enabling our customers to fund their Wallet at speed and at reduced cost is a priority for us. The BlinkPay team has been the perfect partner in unlocking Instant bank transfers for Sharesies customers, their security first attitudes, future focused tech stack and willingness to muck in with the Sharesies team, made for a painless integration and the start of fruitful and long partnership."
Sam M.
Product Lead Mobile and Marketing
Instant
Real-time wallet funding vs 1-3 day traditional bank transfers
97%
Growth in average deposit amount per transaction
15%
Increase in revenue per investor after integration
67%
Cost savings compared to card processing fees
Why BlinkPay
Why Choose BlinkPay For Accepting Payments Online?
Lower fees, faster settlement, enterprise-grade security and support — BlinkPay is the modern way for businesses to accept online payments.
Faster Settlements
Most payments settle within 2 hours.
Lower Fees
Up to 70% savings compared to credit card fees.
Secure by Design
ISO/IEC 27001:2022 certified and no screen scraping.
24/7 Support, backed by NZ expertise
Our team offers support from specialists who really understand payments.
Faster Settlements
Most payments settle within 2 hours.
Lower Fees
Up to 70% savings compared to credit card fees.
Secure by Design
ISO/IEC 27001:2022 certified and no screen scraping.
24/7 Support, backed by NZ expertise
Our team offers support from specialists who really understand payments.
Acme Insure Acme Power
Utility
Your power bill, paid in a blink.
Paid · Acme Power · just now
Faster, Smarter Payments
Streamline Your Payment Operations With BlinkPay
BlinkPay helps Kiwi businesses accept bank payments online through open banking — with lower fees, near real-time settlement and fast onboarding. Join others improving their cashflow and reducing overhead today.
67%
Average savings on transaction fees compared to traditional card processors like Stripe
2hrs
Typical maximum settlement time for approved payments
Supported
Access to NZ-based open banking support specialists
Easy
To set-up and create your BlinkPay merchant ID
Enterprise-Grade Security
Bank-Grade Security & Open Banking Compliance
Your business and customers deserve the highest level of data protection. BlinkPay’s platform is certified, independently tested and designed to meet the strict security requirements of New Zealand’s major banks.
ISO/IEC 27001:2022 Certified
BlinkPay is ISO/IEC 27001:2022 certified, demonstrating our commitment to the secure handling and governance of sensitive financial information.
No Screen Scraping
We never screen scrape. Your customers’ credentials remain secure and are exchanged only between them and their bank, via official APIs.
Trusted by Leading Kiwi Businesses
Join the growing number of businesses using BlinkPay
"Whale Watch Kaikoura Ltd has now been using Blinkpay as a payment option for our customers for over 2 years and find this to be the best payment option we have."
Angela C.
Finance & Administration Manager
Whale Watch, Kaikoura NZ
"BlinkPay's security ethos was a major factor in our partnership. We prioritize protecting our investors' data and BlinkPay's approach of not handling or retaining payments data gives our investors peace of mind when making instant transfers."
Brooke R.
Co-CEO
Sharesies, Wellington
"BlinkPay is redefining the way payments are made in Aotearoa New Zealand, delivering a seamless and efficient solution that benefits both businesses and consumers."
Jonathon D.
Head of Payment Development
BNZ, Auckland
"BlinkPay is the kind of partner you can pick up the phone and call. They listen to our views and ambitions, and we feel in safe hands to keep pushing forward."
Campbell M.
Founder
Goldie
"We've chosen BlinkPay because we see them as market leaders in open banking. Partnering with them has made it easier for our clients to make a one-off contribution to their KS or Managed Fund at no extra cost. We have already had a great early response to this feature on Fisher Funds Online and we're looking forward to working together on more innovation for our clients."
Mo O.
GM Client Experience
Fisher Funds
"We have been exploring the idea of how do we move from sending a reminder for money to actually collecting it for years. With BlinkPay, we finally cracked it. What used to be clunky and messy is now seamless, secure, and simple for charities and enterprises alike."
Stu W.
CEO
Modica Group
Developer-First Open Banking API for New Zealand
BlinkPay’s RESTful API makes it simple for developers to integrate secure bank payments into websites, mobile apps or existing checkouts. With real-time webhooks, sandbox testing and full API documentation, you can start accepting payments with ease.
Simple Integration
Get started quickly using our SDKs or RESTful API — designed for smooth integration into websites, apps and backend systems.
Comprehensive API Documentation
Access detailed guides, code samples and OpenAPI specifications to get building fast.
Direct Developer Support
Work directly with our technical team to resolve issues and optimise your implementation.
debit.blinkpay.co.nz
POST https://debit.blinkpay.co.nz/payments/v1/payments Authorization: Bearer ACCESS_TOKEN { "consent_id": "035d4ea4-4037-4110-9861-183eae1408b4", "pcr": { "particulars": "INV123", "code": "PAYMENT", "reference": "CUST456" }, "amount": { "total": "100.00", "currency": "NZD" } }
Podcasts
The State of Open Banking in NZ — 2025 and Beyond
Join our conversation about New Zealand's open banking ecosystem and how it's reshaping digital payments for businesses and consumers.
Podcast Info
Dedicated to all the payments and data enthusiasts in Aotearoa 😊
We will be diving into the recent news about API fees, the open banking regulations under the Customer and Product Data Act and the newly announced 'instant payments' service from BlinkPay.
Start Accepting Bank Payments With BlinkPay
Join New Zealand businesses using BlinkPay’s open banking gateway to offer faster, more secure, and lower-cost payments — with full NZ bank integration and near real-time settlement.