Know your customer's financial picture, without chasing PDFs.
Checking income or confirming an account used to mean asking for bank statements and waiting. With Blink Data, your customer approves access in their own bank. You then get their account details, balances and transactions straight from the source, with no screen scraping and no shared passwords.
- No screen scraping
- Read-only access
- ISO/IEC 27001:2022
What you can access
| Data | What you get | Banks |
|---|---|---|
| Accounts | Account numbers, names and types | Banks:
|
| Balances | Current and available balances | Banks:
|
| Transactions | Transaction history with amounts, dates and descriptions | Banks:
|
| Account holder | Name and contact details as the bank holds them | Banks:
|
| Statements | Account statements for the period your customer agrees to | Banks:
|
Use Blink Data to
Check affordability
See income and spending patterns from real transactions, instead of asking for payslips.
Verify an account
Confirm an account number and who holds it before you pay out or set up a recurring payment.
Confirm who you're dealing with
Compare the name you have on file with the name the bank holds.
Three steps, with your customer in charge.
Step 1
Your customer consents at their bank
They choose their bank and review what you're asking for. Then they approve it through their bank's own login or banking app, and BlinkPay never sees their banking password.
Step 2
You receive the data
Once they've approved, you can retrieve the data they agreed to, for the period they agreed to. Nothing more.
Step 3
Your customer stays in control
Every consent has an end date. Your customer can revoke access through their bank at any time, and you can revoke it through the API.
Pricing
Base plan
$3.00per consent
plus $0.50 a month for each ongoing consent
Plus plan
$2.00per consent
plus $0.40 a month for each ongoing consent
Testing in the sandbox is free. Prices are in NZD and exclude GST.
Their data is taonga, and we treat it that way.
No screen scraping
Customers never hand over their banking password, to you or to us. Access runs through the banks' official open banking connections, built to Payments NZ API Centre standards.
ISO/IEC 27001:2022 certified
Our information security management is independently certified to the international standard.
Read-only by design
Blink Data can't move money, and it only returns the data your customer has approved.
Frequently Asked Questions
Blink Data questions
Stop chasing bank statements.
Tell us what you need to verify, and we'll show you how Blink Data fits.